Call or Text Linda:

(858) 361-5561

Call or Text Linda: (858) 361-5561

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Valuable Home Buying Tips

Buying a home is one of the biggest financial decisions you will face in your lifetime. Before you start the process, here are some key steps to keep in mind when purchasing your new home:

  • Know your credit score- The most important factor that lenders take into consideration is your credit score.  The higher your score, the better your mortgage rate will most likely be.
  • Make it a team effort- Using an experienced real estate agent (like Linda Daniels in La Jolla, CA) is vital to your home buying experience. Also using a lender, an inspector and an insurer will help the process go smoother.  Relying on professionals is a key factor in this home buying process.
  • Get pre-qualified from your lender- Knowing how much you can afford beforehand will help you tailor your search and ultimately find something that fits your budget and lifestyle.
  • Always get it in writing- It is vital that you always get everything in writing in case there are any issues.  Also, always read the fine print.  You don’t want to sign anything you don’t fully understand.
  • Remember resale- Keep in mind when buying that you want to live in your house for three to five years or longer so you can build equity.  Your home will have a better resale value the longer you are in it.

Buying your home is an exciting experience. Using these key tips will help guide you through this process.